¹ 10,000 SkyMiles will be awarded after you use your Card for the first time. Please allow 6–8 weeks after you make your first purchase with the Card. This offer is valid for first-time Delta SkyMiles Cardmembers only. You may be permitted to have more than one Delta SkyMiles Credit Card Account, however you are eligible to receive welcome bonus miles for only one Card Account.
² Offer applies at qualifying stand-alone supermarkets, drugstores, gas stations, home improvement and hardware stores, and the U.S. Postal Service. Not valid in the departments of superstores or warehouse clubs. American Express^® Cards are not currently accepted for bulk mail. Offer applies for wireless phone bill payments only. To pay your wireless phone bill automatically using your Delta SkyMiles Credit Card, please call your wireless service provider. Offer applies to qualifying Delta or Delta Connection^® flights taken with the purchase of a fare that is eligible for frequent flyer mileage credit. Offer applies to Delta Vacations^® packages but not other all-inclusive packages.
³ In each year of Card membership, your mileage earnings are limited to $100,000 of eligible spending (Unlimited for Platinum Delta SkyMiles Cardmembers), not including bonuses. However, one mile for each U.S. dollar of eligible spending on Delta charges will be awarded above this limit. Bonus miles will be posted to your Delta SkyMiles account 8 to 12 weeks after the end of each month.
⁴ The annual fee is $85. This offer is valid for first-time Cardmembers only. All standard Delta SkyMiles program rules and conditions apply. If you are an American Express^® Cardmember with a qualified American Express Card, including but not limited to the Personal Card, the Gold Card, and the Platinum Card^®, the annual fee is just $30.
⁵ There are no transaction fees associated with balance transfers. Balance transfers are not eligible for reward, rebate, or mileage program awards unless otherwise noted. The accounts from which you transfer the entire balance will not be closed automatically after the transfers have been completed. It is your responsibility to close these accounts, if you choose. Cardmembers whose accounts are not maintained in good standing will a) receive the variable APR applicable to accounts not in good standing, b) forfeit any promotional incentives. We may apply payments and credits first to your balances with a lower APR (including balances with promotional APR, such as balances transferred pursuant to this offer) before balances with higher APR. This will result in the lower APR balances being paid before the higher APR balances.
⁶ The APR for Purchases and Cash Advances is 14.74%and 17.74% respectively as of 12/01/02. The APRs may vary and are determined monthly by adding 9.99% and 12.99% to the Prime Rate (Prime) for Purchases and Cash Advances, respectively. The APR for defaulted accounts is a fixed rate of 23.99%. The applicable Prime Rate for billing periods ending in any month is determined by the higher of the Prime Rate(s) published in the Wall Street Journal on the 1st or 20th day (or if such date is not a business day, the next day) of the prior month. Your account is reviewed monthly and will be considered in default if minimum payments are not timely paid, your account is overlimit, any account terms are breached, or the account is otherwise in default as defined in the Cardmember Agreement, in each case during any portion of the 12-month period prior to the billing period ("review period"). Defaulted accounts will forfeit the introductory and any promotional rates. If a promotional rate is in effect when an account defaults, that rate will apply and expire according to the promotional terms disclosed when the Cardmember was offered the account or promotional opportunity. Iowa and Puerto Rico are not currently within American Express Centurion Bank's credit card service area, and therefore Cards cannot be issued to residents of these locations. As long as an account is maintained in good standing, a fixed rate of 9.99% will apply to balance transfers for the life of the balance (until the balance is completely paid off) on balance transfers submitted with this application Thereafter, the standard rate for purchases, currently 14.74%, will apply.